Commercial loan processing
Commercial & complex-income files, packaged to win.
Self-employed borrowers, complex income and commercial security, assembled to lender expectations so your commercial deals don't die in the back-and-forth.
Data stays in AustraliaISO 27001:2022 certifiedTrail stays 100% yours
Lodged in your aggregator8-hour turnaround
Why these files are hard
Complex structures, unforgiving lender policy.
- Self-employed & add-back income analysis
- Complex or multi-entity financials
- Commercial security & valuation nuances
- Lender-by-lender packaging expectations
- Longer condition lists and follow-ups
How we handle them
Packaged to lender expectations, first time.
- Income & add-backs analysed and evidenced
- Financials packaged the way credit wants them
- Security & valuation coordinated
- Conditions and MIRs chased to approval
- Settlement coordinated across parties
Self-employedAdd-backsCommercial securityComplex incomeYour aggregator
Strategy, not just processing
Add credit strategy where it counts.
These are exactly the files where structure and lender fit decide the outcome. Pair processing with Alpha Broking and we'll shape the deal before it's lodged, with a fallback lender mapped from the start.
Your brand, your trail
Invisible behind you, always.
We lodge in your aggregator on your licence and update clients in your name. Your trail stays 100% yours. See the full para-broking process →
The numbers
Built for outcomes, not just admin.
$700M+
Loan volume settled this FY
8 hrs
Turnaround on individual files
100%
Purchase deals settled on time
ISO 27001
Certified ISMS (2022)
Resources scale with your volume · Individual, Trust & SMSF · MIRs answered within one working day
FAQ
Commercial loan processing questions.
Can you analyse self-employed and add-back income? +
Yes. We work through financials, add-backs and multi-entity income and present them the way credit assessors expect, reducing back-and-forth.
Do you cover commercial security and valuations? +
Yes, we coordinate commercial valuations and package security to lender requirements as part of processing.
Can Alpha Broking help choose the lender? +
That's exactly where it earns its keep, mapping complex-income and commercial policy across lenders before you lodge.
Hand over your next Commercial file.
Start with a pilot and see complex files packaged right, first time.
Pilot with real files · No long-term lock-in · Your data stays confidential